When People Come Together, They Do Brilliant Things


50 years ago, when leaders of the civil rights movement were denied a place to gather, Hyatt Regency Atlanta opened its doors to host the 11th Annual Southern ChristianLeadership Conference – a moment that still inspires us today.

“Come Together” is a short film that commemorates this moment in time and the 50th anniversary of the Hyatt Regency brand. The film,featuring spoken word artist Tarriona “Tank” Ball, is inspired by Hyatt Regency hotels rich history of bringing groups of people together to foster connections and build community.

World of Hyatt is built on the simple idea that a little understanding goes a long way, and when we come together and demonstrate care and empathy for one another, brilliant things happen.

Learn more about Hyatt Regency Hotels at www.HyattRegency.com

Luvvie/Glennon/Abby trifecta picks up where Oprah left off

Three-thousand women (and five or six men) gathered at the Chicago Theatre on Tuesday night to collect our marching orders from Glennon, Luvvie and Abby — life gurus who, like Oprah before them, feed us wisdom and hope and need no last names.

They were in town for “Together Live,” a speaking tour headlined by the three superstars: Glennon Doyle launched the Momastery blog and wrote two New York Times best-sellers — “Love Warrior,” most recently; Luvvie Ajayi co-founded the nonprofit Red Pump Project to de-stigmatize HIV and wrote a New York Times best-seller of her own, “I’m Judging You: The Do-Better Manual;” and Abby Wambach who won a couple of Olympic gold medals playing soccer, wrote “Forward: A Memoir” and, last year, married Doyle.

Ajayi lives in Chicago full-time, so Tuesday was a brief visit home for her. The tour has traveled to eight other cities, including Minneapolis, Nashville, Washington, D.C., and Seattle. Each show weaves a slightly different cast of speakers together — actress Connie Britton joined the crew in Nashville, author Jen Hatmaker was onstage in Austin, Texas.

The Chicago audience heard from wellness expert Latham Thomas, U.S. Olympic fencing team member Ibtihaj Muhammad, human rights activist Alisa Roadcup and writer/activist Jamia Wilson.

The group gathered on a couch onstage and took turns sharing stories about obstacles and fears they’ve overcome on the way to figuring out their purpose in life.

“I can’t live with fear anymore,” Ajayi told us. “That can’t be what decides how I live my life.”

She declared 2015 her “Do It Anyway” year and traveled the world, immersed herself full time in writing and jumped out of a plane.

Doyle and Wambach talked about their own leaps of faith — Doyle out of a broken marriage; Wambach, who grew up thinking she could be gay or loved by God but not both, into the arms of a “Christian blogger,” as Doyle is known (somewhat dismissively, I would argue) by many.

Doyle was terrified of hurting her kids. Her job, she thought, was to stay with their dad and protect them from as many of life’s fires as she could.

But that felt both heartbreaking and false. So she decided, she said, to teach them a different lesson: That they’re fireproof.

She left her marriage. She introduced them to Wambach. And when everyone felt ready, she said, they made it official. Doyle’s daughter Tish was the one who proposed, Wambach said.

It’s a sweet story that makes for good theater. They’re still in the first few chapters, and they clearly delight in sharing it aloud with others — in part, I think, to inspire the rest of us to make decisions based on our own instincts and values and hearts.

“Stop asking other people for directions,” Doyle said, “to places they’ve never been.”

I like that.

Tuesday’s event was the second time in a week I found myself gathered in a large, beautiful room listening to an oracle of sorts.

Ta-Nehisi Coates was in Chicago last week for a series of events, and I caught him in discussion with writer Alex Kotlowitz at an Erikson Institute luncheon at the Drake Hotel.

There too, the audience sat rapt with attention as the brilliant author of “Between the World and Me” and “We Were Eight Years in Power” talked about the history of racial redlining in Chicago, his childhood in Baltimore and the rise of President Donald Trump.

Coates doesn’t traffic in hope. It’s not his job, he told Kotlowitz, to offer people hope, and it’s not something he’s particularly interested in weaving into his writing. He’s a journalist, and thus a narrator and a history teacher.

But he helps us understand.

And that’s what I left each event thinking about: the various ways in which this world helps us understand our place, our purpose, ourselves.

We have to seek out that help. Some of us find it in houses of worship. Some of us find it in art. Some of us find it in therapy. Some of us find it in all of those places and more.

I was helping my son zip up his hoodie Wednesday morning, the day after the Luvvie/Glennon/Abby-fest. He’s zipped up that hoodie 100 or so times, and it still, every once in a while, trips him up.

We took our time and got the teeth all pointing where they needed to be and made sure the fabric wasn’t sneaking where it shouldn’t be. It’s a simple thing, zipping, but it can go wrong quickly.

I thought about how habit isn’t always the best teacher. I thought about how doing something 100 times doesn’t necessarily mean you remember all the rules. I thought about how the stuff that other people seem to grasp so quickly can feel really, really bewildering.

I thought about how a little guidance can put us back on the right path — not the same path as everyone else, but the right path for us.

I thought about how grateful I am for people who help us understand.

The Health And Wealth Connection

The wealthcare and healthcare industries have been on a converging course for several years. I personally have believed this to be true and have helped major companies in both industries develop strategic alliances with one another. And, although those alliances have shown some promise, they haven’t yet created the game changing value proposition I expect. In my opinion, it is absolutely a must that wealth advisors and health advisors make the connection and figure out the best way to be rewarded for doing so. Doing that will create a triple win: for the consumer, the wealth and/or health advisor and the respective organization or institution.

Consider this. The health and wealth issues facing Americans and many other developed nations around the world are primarily behavioral. In fact, if one wants to understand either their current financial condition or their current health condition, the first place to look is into past behaviors. If one wants to predict their future financial condition or their future health condition, the first place to look is into their present behaviors. And very importantly, if one’s future condition for either looks less bright than desired, the first thing to do is to begin changing behaviors in the present.

Read more at https://www.jackson.com/financialfreedomstudio/articles/2017/the-health-and-wealth-connection.html

Putting Finance in Perspective

When it comes to money, women are different.

We are different because we still only earn around 80 cents for every dollar men earn. We are different because we are still the ones likely to take time-outs from work to care for children or aging parents. We are different because we live an average seven years longer than men do. Combine all of those facts and you come to understand that because of the wage gap and the breaks when women get to the end of our careers we typically have significantly less in our 401(k)s and retirement accounts than men do – and that we need to make that money last considerably longer.

We are different in the things that we’re concerned about. We are, research has shown, more concerned than men about the economic issues of the world – and the smaller, more personal economies of our families. We are more concerned about seeing that our children and grandchildren go to college, and we want to see them grow up to be both financially savvy and independent. We are concerned about leaving a legacy – not just for our families but also for the world. And, we’re more concerned with shoring up an income stream for our retirements – to make sure that our money lasts as long as we do, even if we live a lot longer than we expect.

And we are different in the way we approach money. The oft-stated maxim that women shy away from risk is less true today than it has ever been in the past. We understand that an appropriate amount of risk may be necessary to grow our investments for the future. Yet, we prefer to do our homework, taking our time until we have all the information we need before making a decision. And though some of us are coming to the party late, we enjoy talking about it and learning about it. In fact, recent research has shown that 9 out of 10 women want to learn more about financial planning and 8 in 10 want to learn more about – and get more involved in – our investing strategies. https://www.jackson.com/financialfreedomstudio/articles/2017/putting-finance-in-perspective.html

Read more here.

Op-Ed: How I Detoxed My Closet (And Didn’t Go Broke)

Like anyone who’s taken a drastic left turn in their life, this leap was born from heartbreak. My mom is a cancer survivor, and once we knew for sure that her cancers were not genetic and therefore caused by her environment, I got knee deep in trying to understand all the ways this disease can be man-made.  To do this, I spent a lot of my downtime reading and researching, and through this digging I found out about the perils of fast, cheap, and synthetic fashion, both for our bodies and the planet. So in an effort to get serious about prevention, and be able to knowledgeably guide my mom down this path as well, I set out to detox my life— from cleaning products, to makeup, to a completely ethical and non-toxic wardrobe.

I gave myself two years to tackle a closet filled with true malarkey (polyester galore) but within a year I completed the overhaul, and didn’t tailspin into debt in the process.  And let me say off the bat, in case you’re having the same fear I did at the outset; I’m not wearing a hemp burlap sack every day (although maybe with the right shoes? No? OK.) If you saw me on the street you would think I was just another 20-something trying to look cute and have some fashion sense.

So here are the steps I took. Whether you’re looking to overhaul completely, or just make a few changes and better choices in the future, the shift is simpler than you may think.



I had already inhaled Marie Kondo’s book, so I followed her method for slimming down my possessions. I took everything out of my closet and whittled it down to the pieces I loved. Everything else I donated to Goodwill or sold on Poshmark.♻️ This step was crucial because it gave me the clarity I needed to be successful in Step 2, it’s a little bit like how you have to clean your desk before you can get any work done. It was also during this time that I parted ways with a lifetime collection of free t-shirts that every human seems to accumulate.✌️ I promise I don’t miss them and you won’t either.


As I took stock of what was left, the reality hit me square in the face; all of my favorite pieces were made of toxic materials — polyester, rayon, nylon, acrylic, etc. Here’s the problem with these fabrics–your skin is your largest organ, and when the toxins in these chemically treated fabrics are absorbed by your skin, they bypass your liver, which is responsible for removing toxins. And it’s just as bad on egress–your body naturally vents toxins its accumulated back out through your skin, but these petrochemical materials disrupt that process, hindering the toxin’s release. So while you won’t go into toxic shock after putting on a polyester dress for night out, overtime wearing these materials will add to your total toxin burden, which can exacerbate the onset of disease. ?

Also, be careful with some seemingly “natural” materials, like cotton. While cotton inherently isn’t considered toxic, it is the second most pesticide-laden product in the world (conventional coffee is #1), so unless you’re wearing organic cotton, you’re wearing a shirt covered in pesticides.? Another alternative to this is only buying conventional cotton if it’s vintage, as the pesticides wear off with time, and multiple washes (usually 50+).

So the task in front of me was to find versions of my favorite pieces made with materials that wouldn’t harm me. Some wonderful ones to focus on are organic cotton, linen, organic silk, tencel, hemp, and wool. Now that all I had left were pieces I loved, I started researching to find their sustainable alternatives. If I tried to do this with my closet before I downsized, I would’ve gone straight bananas. For example, since I knew I really wanted to replace my black skinny jeans, I could focus just on those for a while and find something perfect. ?

I was lucky to stumble upon Project Just around this time. Finding their website was like being found lost in the woods. After having sleuthed around the internet for months, it was through Project Just that I finally found my replacement for those black skinnys.


As I started to find companies who made great alternatives for my most loved things, I made a Pinterest board to keep track of what I wanted to buy.? If I had a zillion dollars, I would’ve made the whole swap in a few months, but since I don’t, I would replace just a few pieces at a time—I’d get some new socks, a pair of jeans, and a sweater one month; a dress and a romper the next. And fun bonus, once I started pinning all these sustainable products, some Pinterest robot would recommend more companies or bloggers that overlapped with my taste. Also, while you won’t find any products in this space at H&M prices (cough sweatshops cough), you’ll be consuming drastically less since there are fewer options.?


I started with the stuff that touches my body the most frequently and intimately, bras and undies, then moved on to my most loyal companions, sweatpants and t-shirts.? My favorite underwear is from Pact Organic, I wear these sweatpants from Groceries Apparel religiously, and I live in these t-shirts from Zady. Then I tackled denim (here’s my favorite jacket from Kings of Indigo), casual dresses, and rompers (big fan of Kowtow and Beaumont Organic). I left for last things I wear less frequently, like fancier dresses for special occasions (Reformation is my go-to.) ??

• • •

When I set out to do this overhaul, I’ll admit that I was overwhelmed and pretty doubtful of the outcome. If this seems daunting to you too, my best advice is to focus on one aspect of your closet at a time. Even the smallest changes will have a big impact on your body in the long run. And while it feels a little backwards to replace your entire wardrobe in an effort to be more ethical and sustainable, it’s a one step back, one million steps forward kind’ve game—after you’ve done this once you never have to do it again.

For me, making this change was a matter of the heart. Anyone who’s walked through an illness with a loved one knows that this feeling of helplessness is daunting, and tackling this goal helped me focus my energy to something bigger than myself. But no matter where you are in your life—if current events have amped up your interest in helping the environment, if you’re passionate about eradicating child labor and sweatshops, if you’re concerned with long term effects of pesticide exposure, or if you’re just in search of a more whole-wellness, an ethical and sustainable closet is an attainable and fulfilling goal. You’ll be doing your part to make your body and the planet a less toxic place.??

Women & Investing: Our partners at Jackson share how to overcome gender-based challenges

Imagine how much easier it would be to manage your finances if change were not an ever-present dynamic. Of course, change is a fact of life – and life would be pretty boring without it! But change can certainly make long-term financial management difficult. Without insight into the future and what might transpire, planning presents plenty of challenges.

“Change is a fact of life – and life would be pretty boring without it! But change can certainly make long-term financial management difficult.”

Life expectancy is one of the many unpredictable variables at play. My mother-in-law just turned 100 – amazing! She never expected to live that long, and even if she did, how could she or anyone else effectively plan for the income needed to last all of those years? Meanwhile, my husband’s sister passed away unexpectedly in her early 60s – a reminder that trying to anticipate our own mortality based on that of our immediate family members is pretty much futile.

Less profound changes can also have a major impact on our financial situation. For many years, my husband was the main source of income in our family. Due to changes in the economy, a few years ago I suddenly became the top breadwinner.

This change prompted me to wonder, were we saving enough for retirement? We certainly were at one time, but now I had to take a hard look at our situation. And I realized that I really wasn’t sure if we were still on track to reach our goals.

As a female Baby Boomer, I’ll admit that this realization was a little scary. We all see the statistics on the number of Baby Boomers retiring every day – shouldn’t I be ready to join that movement any day now? But I quickly discovered I was not alone in my fears. Talking with my close friends, I was amazed to find that many of us were in the same boat. Of course, when you consider the many unique challenges women face in retirement planning, it’s not surprising that my female friends shared my same fears and difficulties.

In this article, Allison Pearson discusses some of those challenges, shares some interesting findings about women and investing, and offers some advice for how both women and men can work to improve their retirement preparedness.

Read more at: http://www.jackson.com/financialfreedomstudio/articles/2017/women-and-investing.html